Credit Card Blogs

  People often think of ICICI banks when getting a credit card or when availing any banking facility. It is one of the leading banks in India and offers a ton of facilities in the banking sector. One of their key facility includes credit cards. With a host of cards to choose from in each category, ICICI offers a lot of rewards and benefits along.  ICICI cards are known for their quality of service and this is reflected in their credit cards as well. It has also partnered with Amazon to introduce its Amazon Pay ICICI credit card. One must have complete knowledge of   ICICI credit cards before he/she thinks of applying for one.  Following are some benefits of having ICICI Credit Cards: Welcome Benefits Welcome benefits might vary as different cards provide discounts and offers in different categories. Some common welcome benefits include Reward points, complimentary movie tickets, shopping vouchers, cashback, and complimentary membership of OTT platform or passes. Mil...

We all know how difficult it is to get a credit card with so many choices available in the market. You can find the different rewards-based credit cards in the market and not knowing about them before applying for a credit card can be a blunder. In this article, we have covered certain things that everyone should know about credit card rewards before applying for a credit card just for the sake of it. Keep on reading to kick start your research. Choosing the right rewards credit card: You need to understand that credit card rewards come in three types cash back, travel points, and reward points. You need to choose the right credit card that matches your spending habits and helps you save money. Identify your needs and spending habits and then choose the right rewards credit card. Redeem reward points more often: Rewards points come with an expiry date if you do not redeem them timely then you will lose out on a great opportunity to maximize the benefits of your credit card. Do not ...

No matter how fascinating it is to get a credit card, there are still advantages and disadvantages attached to it. Applying for a credit card just for the status symbol will only going to increase expenses for you. In today's time, it is very difficult to choose a credit card among so many options. You need to begin by analyzing your needs and spending habits and choosing the credit cards that suit them. After selection of credit cards, compare them in order to arrive at a credit card that is of the highest value to you. Credit cards can be your friend in need or your biggest enemy depending on how you use them. Without any further ado, here is the complete guide on credit cards along with their advantages and disadvantages. What is a credit card? A credit card is a plastic card having 16-digit numbers on it. It helps in finding you in times of emergencies or shortfall of funds. This gives you the purchasing power and you can use it to aid your online or offline purchases. Cr...

Getting a credit card is a very big step and you need to make the decision after taking everything into consideration. A credit card is like a coin having two sides i.e. advantages and disadvantages. In order to earn the benefits from a credit card, you need to have the right credit card. In this article, we have covered the factors on which you can compare credit cards in order to choose the right credit card. Keep reading to kick start your research. Ask questions: This is an important step you need to follow. Be sure that you really need a credit card. Ask questions like whether taking a credit card would help you save money? How much will it cost you to take a credit card? Whether you really need a credit card or not? If all the answers are in favor of taking a credit card then move on to the next step of credit card comparisons of the top credit cards available in India to get the right credit card. Identify spending habits and ...

Credit cards are a great tool to add to your wallet. If you are encountering first time with the credit cards then you might have questions like What are credit cards? How do they work? There is way more for you to learn about the credit cards if you do not pay notice to each and every aspect of a credit card then it might end up costing you a fortune. A credit card is like a double-sided coin having both advantages and disadvantages. Not using a credit card wisely can lead you to a possible debt spiral. In this article, we have covered everything about credit cards that is there to know. Keep reading to kick start your research. What are credit cards? A credit card is a financial tool that helps you in borrowing funds from the credit card issuer as and when required. With a credit card, you get a pre-defined credit limit depending on your income level, that you can use to make purchases. It is a plastic card that you can carry with you and is more secure for making transactio...

Getting a credit card is a big decision that one can make in their life. Adding a credit card to your wallet is not only good for your financial profile but also helps you derive a lot more benefits from it. With the range of credit cards available in the market, it can become so overwhelming to choose a credit card. To begin with your credit journey you need to first analyse your spending habits and needs, after then choosing the credit cards that compliment them the most. A credit card comparison is the best way to get the right credit card so that you can make the most out of it. Once you get a credit card the immediate question that arises is what to do with your credit card. In this article, we have covered some of the things that you should do when you get a new credit card. Keep reading to kick start your research. Things you should do when you get a new credit card: Register for Netbanking services: This is the next step that you need to do, as soon as you get th...