Benefits Of Having ICICI Credit Cards

 


People often think of ICICI banks when getting a credit card or when availing any banking facility. It is one of the leading banks in India and offers a ton of facilities in the banking sector. One of their key facility includes credit cards. With a host of cards to choose from in each category, ICICI offers a lot of rewards and benefits along. 


ICICI cards are known for their quality of service and this is reflected in their credit cards as well. It has also partnered with Amazon to introduce its Amazon Pay ICICI credit card. One must have complete knowledge of  ICICI credit cards before he/she thinks of applying for one. 

Following are some benefits of having ICICI Credit Cards:


Welcome Benefits

Welcome benefits might vary as different cards provide discounts and offers in different categories. Some common welcome benefits include Reward points, complimentary movie tickets, shopping vouchers, cashback, and complimentary membership of OTT platform or passes.


Milestone Benefits

ICICI bank offers milestone benefits where after spending a particular amount you receive a certain reward. Rewards might be in the form of reward points, coupons, vouchers, complimentary movie tickets of partnered brands, and such like. 


Reward Rate

Different cards have different ways to fetch rewards. If these cards are used in their particular category, they will fetch a ton of rewards including cashback, reward points, vouchers, etc. Each card will also get a dedicated category-specific buff in reward points and perks. 


Travel Benefits

With a variety of travel cards available with ICICI bank, users get to choose which card suits their travel needs the best. ICICI offers dedicated travel cards and co-branded cards so that people can get discounts on their favorite hotels and flights.


Fuel Benefits

Almost all ICICI cards offer a surcharge waiver. They also have fuel credit cards that offer extra rewards when used at partnered fuel stations and petrol pumps. Rewards include extra cashback, more fuel surcharge waiver, and reward points. 


Other Benefits

ICICI Credit Cards also offers add-on benefits and dining benefits along with all the other benefits mentioned above. Some cards also provide insurance benefits and theft protection too.


Bottom Line

ICICI Credit Cards fetch a lot of benefits and features. But one should always keep in mind the annual charges and joining fees in mind. People who want to own a credit card must be aware of Tips To Use Credit Cards Wisely and should not fall into debt traps. Always get a beginner card if you are new to owning credit facilities. 


Additional Reading: Advantages & Disadvantages Of Credit Card



Comments

  1. marketin27 September 2022 at 22:10

    There are many benefits of having credit cards, including the ability to build your credit history, earn rewards, and enjoy perks like extended warranty protection. However, it's important to use Credit Cards responsibly to avoid debt and high interest rates.

    ReplyDelete
  2. Smith18 October 2024 at 00:13

    I really appreciate your this post, its nice blog. thanks to post this blog. Unlock expert insights by choosing to Hire Credit Analysis Freelancer with Paperub. Our skilled freelancers are equipped to provide comprehensive credit evaluations and financial assessments, ensuring your business makes informed decisions and thrives in a competitive market.

    ReplyDelete

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