Reasons To Get An American Express Credit Card

 

Amex and its affiliates offer some of the top credit cards that are available in the market at present. American Express has a card for just about everyone, whether they’re first-time credit card users, casual travellers, explorers, or corporate travellers. Regardless of the card you use, there's a good chance your Amex credit card is brimming with excellent features, such as travel insurance, purchase protection at stores, surprising bonuses, and surprise perks. 


Let’s see what amazing benefits an American Express credit card has to offer:

  • Membership reward benefits: 
If you want to enjoy a lavish lifestyle then Amex credit cards are the best option. You may enjoy premium advantages like specially selected dining experiences, incredible retail discounts, holiday offers, free access to airport lounges, and so much more. Amex credit cardholders can earn rewards through the Membership Program. If you’re a reward enthusiast then the American Express Membership Rewards Credit Card is the best choice which lets you earn 1 membership reward point each time you spend Rs. 50. Apart from this, earn 1,000 bonus membership rewards points by using your card 4 times on purchases totalling at least Rs. 1,000 in a month. These reward points can be redeemed for a variety of things including vacations, shopping, movies, and more.

  • Access to airport lounges:
In the airport, there are sections called lounges where passengers may rest and indulge in a variety of foods and drinks before their flight takes off. Amex offers access to 1,200+ airport lounges in more than 500 airports around the world with the American Express Global Lounge Collection. Whether you need a space to catch up on work or just to relax and refuel Amex has got your back. A plus point if you have an American Express Platinum Travel Credit Card you gain access to 8 free visits (limited to 2 free visits quarterly) to airport lounges all around India each year. 

  • Dining benefits:
Enjoy unique dining offers at high-end restaurants around India as you indulge in gourmet dining experiences. At some of your city's best restaurants, take advantage of premium experiences, mouth-watering cuisines, handpicked deals, and exclusive benefits. The American Express credit card gives its cardholders attractive and special dining offers.

  • Travel protection:
Although going abroad can be a wonderful adventure, no matter how well you plan, things don't always go as expected. Among so many other benefits American Express credit cards also never let their customers down when it comes to their protection. Due to included travel protection benefits, you do not need to buy any extra travel insurance. 

  • Lost card liability:
Under American Express' zero lost card liability policy, you are shielded from all unlawful transactions made with your card in the event that you lose it. As a Platinum Cardmember, your liability will be "zero", your liability shall be restricted to a maximum of Rs. 1,000 in the event that you are unable to lodge a complaint within 3 working days.

  • Contactless payment:
You are able to benefit from the additional comfort of contactless payments while using your American Express Card. It's a simple and safe method for paying for purchases under Rs 2,000. You are not required to sign in or use a PIN to make these payments. The Card can also be used as a regular Chip and PIN card; simply swipe it at the terminal to proceed. The American Express Contactless Cards are protected by the same strong security measures as any other American Express Chip or PIN Card.

  • Protection from fraud:
In an effort to protect your privacy, American Express constantly tracks and secures your account in a variety of ways. The American Express security systems will immediately alert you and take action to secure your account if they see any signs that suggest that your Card or your account may have been compromised.

BOTTOM LINE:
American Express offers numerous credit cards, each having its own unique benefits and features. The travel, lost card, and fraud protections offered by American Express credit cards are unmatched. Additionally, the issuer gives cardholders access to special events, one-of-a-kind experiences, and worthwhile deals with participating organizations and services.
 

Comments

Post a Comment

Popular posts from this blog

Things You Should Do When You Get A New Credit Card

Image
Getting a credit card is a big decision that one can make in their life. Adding a credit card to your wallet is not only good for your financial profile but also helps you derive a lot more benefits from it. With the range of credit cards available in the market, it can become so overwhelming to choose a credit card. To begin with your credit journey you need to first analyse your spending habits and needs, after then choosing the credit cards that compliment them the most. A credit card comparison is the best way to get the right credit card so that you can make the most out of it. Once you get a credit card the immediate question that arises is what to do with your credit card. In this article, we have covered some of the things that you should do when you get a new credit card. Keep reading to kick start your research. Things you should do when you get a new credit card: Register for Netbanking services: This is the next step that you need to do, as soon as you get th
Read more

Factors To Compare Credit Cards

Image
Getting a credit card is a very big step and you need to make the decision after taking everything into consideration. A credit card is like a coin having two sides i.e. advantages and disadvantages. In order to earn the benefits from a credit card, you need to have the right credit card. In this article, we have covered the factors on which you can compare credit cards in order to choose the right credit card. Keep reading to kick start your research. Ask questions: This is an important step you need to follow. Be sure that you really need a credit card. Ask questions like whether taking a credit card would help you save money? How much will it cost you to take a credit card? Whether you really need a credit card or not? If all the answers are in favor of taking a credit card then move on to the next step of credit card comparisons of the top credit cards available in India to get the right credit card. Identify spending habits and
Read more

Advantages & Disadvantages Of Credit Card

Image
No matter how fascinating it is to get a credit card, there are still advantages and disadvantages attached to it. Applying for a credit card just for the status symbol will only going to increase expenses for you. In today's time, it is very difficult to choose a credit card among so many options. You need to begin by analyzing your needs and spending habits and choosing the credit cards that suit them. After selection of credit cards, compare them in order to arrive at a credit card that is of the highest value to you. Credit cards can be your friend in need or your biggest enemy depending on how you use them. Without any further ado, here is the complete guide on credit cards along with their advantages and disadvantages. What is a credit card? A credit card is a plastic card having 16-digit numbers on it. It helps in finding you in times of emergencies or shortfall of funds. This gives you the purchasing power and you can use it to aid your online or offline purchases. Cr
Read more