Reasons To Get An American Express Credit Card

 

Amex and its affiliates offer some of the top credit cards that are available in the market at present. American Express has a card for just about everyone, whether they’re first-time credit card users, casual travellers, explorers, or corporate travellers. Regardless of the card you use, there's a good chance your Amex credit card is brimming with excellent features, such as travel insurance, purchase protection at stores, surprising bonuses, and surprise perks. 


Let’s see what amazing benefits an American Express credit card has to offer:

  • Membership reward benefits: 
If you want to enjoy a lavish lifestyle then Amex credit cards are the best option. You may enjoy premium advantages like specially selected dining experiences, incredible retail discounts, holiday offers, free access to airport lounges, and so much more. Amex credit cardholders can earn rewards through the Membership Program. If you’re a reward enthusiast then the American Express Membership Rewards Credit Card is the best choice which lets you earn 1 membership reward point each time you spend Rs. 50. Apart from this, earn 1,000 bonus membership rewards points by using your card 4 times on purchases totalling at least Rs. 1,000 in a month. These reward points can be redeemed for a variety of things including vacations, shopping, movies, and more.

  • Access to airport lounges:
In the airport, there are sections called lounges where passengers may rest and indulge in a variety of foods and drinks before their flight takes off. Amex offers access to 1,200+ airport lounges in more than 500 airports around the world with the American Express Global Lounge Collection. Whether you need a space to catch up on work or just to relax and refuel Amex has got your back. A plus point if you have an American Express Platinum Travel Credit Card you gain access to 8 free visits (limited to 2 free visits quarterly) to airport lounges all around India each year. 

  • Dining benefits:
Enjoy unique dining offers at high-end restaurants around India as you indulge in gourmet dining experiences. At some of your city's best restaurants, take advantage of premium experiences, mouth-watering cuisines, handpicked deals, and exclusive benefits. The American Express credit card gives its cardholders attractive and special dining offers.

  • Travel protection:
Although going abroad can be a wonderful adventure, no matter how well you plan, things don't always go as expected. Among so many other benefits American Express credit cards also never let their customers down when it comes to their protection. Due to included travel protection benefits, you do not need to buy any extra travel insurance. 

  • Lost card liability:
Under American Express' zero lost card liability policy, you are shielded from all unlawful transactions made with your card in the event that you lose it. As a Platinum Cardmember, your liability will be "zero", your liability shall be restricted to a maximum of Rs. 1,000 in the event that you are unable to lodge a complaint within 3 working days.

  • Contactless payment:
You are able to benefit from the additional comfort of contactless payments while using your American Express Card. It's a simple and safe method for paying for purchases under Rs 2,000. You are not required to sign in or use a PIN to make these payments. The Card can also be used as a regular Chip and PIN card; simply swipe it at the terminal to proceed. The American Express Contactless Cards are protected by the same strong security measures as any other American Express Chip or PIN Card.

  • Protection from fraud:
In an effort to protect your privacy, American Express constantly tracks and secures your account in a variety of ways. The American Express security systems will immediately alert you and take action to secure your account if they see any signs that suggest that your Card or your account may have been compromised.

BOTTOM LINE:
American Express offers numerous credit cards, each having its own unique benefits and features. The travel, lost card, and fraud protections offered by American Express credit cards are unmatched. Additionally, the issuer gives cardholders access to special events, one-of-a-kind experiences, and worthwhile deals with participating organizations and services.
 

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